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The health insurance exchanges, one of the major components in the Obamacare law, open this month. But many Americans still remain confused about the new law and its complexities. So if you have a question about the Affordable Care Act and how it personally affects you, here is your chance to ask Ashley Allison of Enroll America. We will be posting her answers to a few of your questions within the next month.

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We show you how to have fun while burning calories on a last-minute Orlando vacation.

For many, it's the last chance for a summer vacation, so why not take advantage of Orlando's "deal season," which runs Aug. 15 to Sept. 30? And should you go, make it one of your most active vacations yet—by taking on all the theme parks.

In our July 2013 issue, we recently showcased Orlando as one of our fittest vacation destinations due to the city's many offerings for adventure and fitness enthusiasts. As Orlando is perhaps the most known for its theme parks, I decided to estimate how active I could really be while exploring some of these parks. So I strapped on my sports watch to see how many miles I could walk and calories I could burn while exploring five great Orlando theme parks: Disney's Animal Kingdom and Magic Kingdom, Universal's Islands of Adventures, Universal Studios Orlando and SeaWorld.

Start growing your wealth today.

The United States is still the 6th richest country in the world. Yet, when we look at the 2011 Forbes list of billionaires, Oprah Winfrey is the sole African-American representative at $2.7 billion. In one of the wealthiest countries in the world, why aren’t there more billionaires and generational wealth in the black community?

We can point to the historical socio-economic and race-related issues that limited previous generations’ ability to get even a sliver of the American financial pie. However, today the playing field has been leveled somewhat by ambition, education, and accessible resources. If you have the right tools and drive, you can be rich.

Here are some strategies to help you build your fortune:

1. Commit to Your Financial Success

The decision to be successful is your most valuable tool in creating wealth. When you are committed and taking action, what you don’t know doesn’t matter because you will learn it and what you don’t have doesn’t matter because you will get it.

2. Create a Financial Vision

Set financial goals that make you stretch beyond your comfort zone. Remember, you want to create wealth, so you must push yourself in at least two key areas: saving more and increasing income.

3. Become an Information Sponge

People who have built wealth tend to say that they soaked up as much information as they could, learned from the people around them, and applied what they learned. If you want to become rich, connect with the right people.

4. Understand How Money Works

There are reasons why so many of the super rich are in the finance and banking industries. They understand how money works, how to leverage it, make more of it and when to shelter it. This is key ingredient to wealth building.

5. Become An Entrepreneur

From the Hiltons to the Rockefellers, history shows us that generational wealth is built through entrepreneurship. Start a profitable business if you want to leave a financial legacy.

If you commit to these five strategies and encourage your family to do the same, you will make a significant positive change in your finances and be well on your way to creating generational wealth.

Celest Turner is a success coach with a passion for helping people make the most of their lives. She is a featured television expert, speaker and co-author of the book is a success coach with a passion for helping people make the most of their lives. She is a featured television expert, speaker and co-author of the book Unbreakable Spirit.

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